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  1. Money Mindset
  2. Money Mindset Features

Money Mindset Features

Most Standard Life customers can use Money Mindset in the Standard Life app or website. It uses open banking to offer the following features. From 2026, Account Connection will be added gradually, letting customers link and view all their accounts in one place directly on their Standard Life homepage.

Net Worth

  • How is net worth calculated?
  • Stop an Account Contributing to Net Worth

Spending & Income Analysis

  • See exactly how much is going in and out of your accounts each month

Transaction Inbox

  • The transaction inbox is the first pit stop for all your transactions

Spending Budgets

  • Set yourself personal spending goals

Rent Recognition

  • Report your rent to Experian and boost your credit score

Connect a property with Hometrack (Zoopla)

  • Connect your property to our app and track its valuation via property valuation service Hometrack (Zoopla).

Projects

  • Want to track how much you have spent on that wedding or school equipment? Look no further...

Payments

  • Here’s what you can expect when using payments
  • Getting started with Payments
  • Why can't I make a payment to one of my accounts?
  • How do Payments work and is it safe?
  • Can the app make a payment without my permission?
  • Can I add two-factor authentication to my website login?
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Money Mindset